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Table II – Victorian Currency |
|||||
Amount |
Paper |
Coin |
Amount |
Paper |
Coin |
21 shillings |
--- |
|
6 d |
--- |
Sixpence |
2 pounds |
--- |
Two pounds |
4 d |
--- |
Groat |
1 pound |
£1 note |
Sovereign |
3 d |
--- |
Threepence |
10 s |
1/2 £ note |
Half-sovereign |
2 d |
--- |
Twopence |
5 s (5/-) |
--- |
Crown |
1 d |
--- |
Penny |
2 1/2s (2/6) |
--- |
Half-crown |
1/2 d |
--- |
Halfpenny |
4 s |
--- |
Double florin |
1/4 d |
--- |
Farthing |
2 s |
--- |
|
1/8 d |
--- |
Half-farthing |
1 shilling (12d) |
--- |
Shilling |
|
|
|
General Information:
· The pound sign, £, originally with two cross-bars, comes from the black-letter “L”, from the abbreviation LSD – librae, solidi, denarii – used for the Latin or Roman plurals for pound, shilling and penny of the original duodecimal currency system. Today, penny (or pence for plural) is written as “p.”
· Victorian paper denominations went as large as the £1000 note.
· “2/6”, a standard method of writing 2 shillings and 6 pence (2s, 6d). Verbally, this would have been said, “2 and 6”. “2/-” referred to 2 shillings, only.
·
British currency was “decimalised” on
· £2 coin was minted from 1823-1937, re-emerging for general issue in 1997.
·
The modern £1 banknote was removed from
circulation on
· The 2nd minting of the sovereign was from 1817-1937.
· The Double Florin was short lived, (1887-1890).
It is interesting to note how
monetary values change over time. In the
1888
The Poor - Defined:
The Victorian East End’s
population totaled approximately 900,000 people with Whitechapel making up
about 80,000. Charles Booth carried out
an economic study of this area of
· “Poor” was defined as earning 18s-21s a week for a moderate family. These people held seasonal jobs, such as builders, and consisted of about 8.3% (or 75,000) of the population.
·
“Very Poor, casual.
Chronic want” had an income below Poor.
Approximately 100,000 people (or 11.11% of the
· “Lowest Class” Booth listed as “vicious” and “semi-criminal”. Their total has been roughly estimated at 11,000 (or about 1.22% f the population) and included “dossers” and the homeless. Their ragged children were commonly referred to as “street arabs”.
It is interesting to note that Mrs. Malcolm said she always gave her sister 2s every Saturday. From the above, this is a good indication that her husband made a comfortable wage as a tailor or that they were simply fairly generous.
Contemporary Observations:
Shelter for Dock Labourers - A correspondent writes: “Permit me to call attention to the cause of the labourers in the East-end docks, who are known as a hard working class of men, with small earnings, compelling them to live in low and dirty lodgings, amidst disgusting surroundings. Their sufferings during the winter are deplorable. Being constantly on the spot I notice that from early morning until past mid-day these poor creatures are to be seen standing in the roads and corners, amidst wind, rain, and snow, with clothes in tatters that are past repair, without food - patiently awaiting employment outside the dock gates, and when some of their number are needed, to see them rush, thrusting aside the older and weaker ones, is a sickening sight to behold. My object in drawing public attention is - Firstly, that these wretched beings shall, before the winter sets in again, have some shelter provided for them, either inside the dock gates or near by, in order that they may have protection from the inclement weather, and where a cup of tea or coffee with bread, or soup can be provided at the cost of one penny; and secondly, that they might have their names or numbers called, when the managers of the dock company have work for them, and prevent that unseemly rush for work, in which doubtless those who deserve it most have not the necessary strength for the struggle. I would most earnestly invite all those who are interested in suffering humanity to see for themselves the above facts.”
A SAFE FOUR PER CENT
To the Editor of “The Daily Telegraph”
Sir - In consequence of
the serious and dreadful crimes recently committed in the East-end of London,
public attention seems at least to have been aroused to the shameful neglect on
the part of constituted authorities with regard to the deplorable condition of
tens of thousands of citizens, who are housed more after the manner of wild
beasts than of human creatures. This
apathy is the more astounding because there is abundant evidence to prove that
it would pay capitalists and small investors to form companies to erect
buildings suitable not simply for the artisan and respectable working classes,
who have hitherto been chiefly considered, but for the accommodation
particularly of those who are regarded as outcasts and semi-criminal. With the present value of money great
difficulty is often experienced in finding a security which gives a really safe
guarantee with a dividend of 4 per cent.
In the poorer parts of
Taking the sub-district known as the Commercial-street Division, which is bounded by Baker’s-row on the east and Middlesex-street on the west or City side; with Whitechapel-road on the south, there are no less than 146 registered lodging-houses, with a number of beds exceeding 6,000. Of these 1,150 are in Flower and Dean-street alone, and nearly 700 in Dorset-street. Some of the houses contain as few as four beds, whilst others have as many as 350. At a few of these men only are received, and at others women only, but in the majority there are what are known as “double-doss beds.” If no other testimony were needed than that tendered before Mr. Wynne Baxter, coroner, there is little room to doubt the truth of the assertion that when these double beds are let no questions are asked, and the door is opened for the most frightful immorality. The prosecution of a registered lodging-house as a disorderly house is never heard of, and the reason is said to be the fact that the lodging-house keeper takes refuge behind the licence granted to him by the police. Under the Act of 1851 the keepers of common lodging-houses have to register their names and addresses, to give the police inspector appointed for the duty free access at all times, to cleanse the premises, to limewash the walls and ceilings twice a year, and to give immediate notice of an outbreak of infectious disease. The police also require that the house should provide 300 cubic feet to every bed, and they demand of the keeper a certificate of character. In addition to these regulations which concern the lodging-house keeper, the local District Board of Works looks carefully after the drainage and sanitary arrangements, for which the owner is responsible. From the observation of independent witnesses there seems no ground for supposing that the inspector delegated by the Commissioner of Police fails in his duty, or that the District Board officials evade theirs; and, so far as outward cleanliness goes, and compliance with the Act in this respect, the common lodging-houses of to-day are, no doubt, superior to those of a few years ago, before the footrule and whitewash brush were brought into constant use. But what the police and the local body appear to disregard is the moral condition of the inmates of these dens. They admit that they are often of a dangerous class, but their argument is that if they are hunted from their known resorts in one quarter of the metropolis they will only overcrowd another. Thus it happens that the common lodging-house keeper is seldom asked to furnish the name of every person who has frequented his house during the preceding day and night, and, further, steps are rarely taken under the “Prevention of Crime Act, 1871,” which prescribes that it is an offence to harbour thieves or reputed thieves, or knowingly to permit them to assemble, or to allow the deposit of goods suspected of having been stolen. Indeed, when the police do make a raid and search the place upon complaint being made, the thieves and their confederates contrive with great effrontery to conceal their plunder unseen. The permanence of these hotbeds of crime has become recognised, and yet the police are not in sufficient force to keep them well under supervision. At any rate, they do not seem able to prevent ruffians from wilfully damaging surrounding property, and from injuring people by throwing brickbats from behind hoardings. If the police argument were strictly true that the houses were inhabited by the criminal classes merely, there might be a justification for not wishing to disperse the infecting units all over London, where they would be more difficult to deal with than when congregated, but in the common lodging-house may be met all sorts of people, many of whom owe their degradation to the life which it entails upon them. As a respectable artisan remarked, “A man who goes into a lodging-house is cursed: he can never get out of it.” Happily the demoralising effects upon children are not so great since the Vigilance Societies, empowered by the Criminal Amendment Act of 1885, have been busy in removing young people under age from the pernicious atmosphere; but there are far too many boys and girls who are dragged by their parents into the worst of temptations and associations.
It was with a view to ameliorate the condition of the poor that Lord
Radstock and other gentlemen, with a purely philanthropic motive, acquired two
years since a warehouse of four floors in Commercial-street, at the corner of
Wentworth-street, and converted it into a model lodging-house. The success of the venture led to the
acquisition of the adjoining premises, and the number of beds now provided is
500. In every respect this lodging-house
- the only one of its sort in
There is already a company in existence which proceeds on parallel lines to this suggestion. Lord Rothschild is at the head, and the block of buildings owned by it is in Thrawl-street. It cost £40,000 to build 198 tenements and thirty workshops. A single room can be had for 2s 3d per week, but the chief feature is what may be termed “flats,” each complete and self-contained. A sitting-room, bed-room, scullery, and lavatory can be rented from 4s to 6s 6d per week; and if two or three bed-rooms be wanted the rates are respectively from 6s 6d to 6s 9d and from 7s 3d to 7s 6d. Whatever the income, the dividend is not to exceed 4 per cent, and, as the first year’s working has shown, it is never likely to be less. The plain question is, What reason, apart from the difficulty of purchasing sites at a reasonable outlay, is there to prevent the application of the same principle to the erection of lodging-houses for the lowest classes? It may be pleaded, from the investor’s point of view, that 4 per cent. is not enough to be very tempting, but, on the other hand, we must include the consideration of safety, and the difficulty experienced nowadays in associating that with anything over 4 per cent. is known to all capitalists, big and little. The last report of Lord Rothschild’s company distinctly says that the directors are convinced “there will always be, after making all due allowances for depreciation and repairs, a safe dividend of 4 per cent. per annum.” Here, then, leaving philanthropy apart, is the investor’s desideratum - an interest on his capital exceeding what he can now derive from any English railway securities of average standing. I am not sufficiently acquainted with the financial arrangements of this particular concern to be able to say whether the directors went to work in the most economical way. Probably, not being practical men, they did not. I see they paid £7,000 - more than a sixth of their capital - for a freehold site of three-quarters of an acre. This is a heavy deduction at starting. But under the provisions of the Artisans’ Dwellings Act, 1875, land might be acquired by the local authority on much better terms, and with subsequent good management 4 per cent. might safely be taken as the minimum yield. Thus, helped by the existing Acts, a well-considered scheme, amply provided with capital, should pay as a mere commercial speculation. Why is not the attempt made? - Yours, &c.,
Many THANKS to the people who have contributed to this page:
Charles Booth URL - Courtesy of Jon Smyth.
89 poverty map extract - Courtesy of Charles Booth web site.
Mob scene image - Courtesy of Illustrated Police News via Alex Chisholm.
Daily Telegraph, 21 Sep 1888, pages 2 & 3;
Daily Telegraph, 03 Oct 1888, page 3;
EH.net;
Jack the Ripper: The Complete Casebook, pages 23-24;
The Victorian Literature Website
Wikipedia, British Currency
X-Rates.com